This policy is valid from 1 January 2010

 This blog is a personal blog written and edited by a husband (Erik Dill) and wife(Lacy Dill). For questions about this blog, please contact  Lacy Dill, at Navyfrugalista @ gmail dot com.

 This blog accepts forms of cash advertising, sponsorship, giveaways, reviews, paid insertions or other forms of compensation.

 The compensation received will never influence the content, topics or posts made in this blog. All advertising is in the form of advertisements generated by a third party ad network. Those advertisements will be identified as paid advertisements.

 The owners of this blog may be compensated to provide opinion on products, services, websites and various other topics. Even though the owners of this blog may receive compensation for our posts or advertisements, we will always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers' own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

 This blog does not contain any content which might present a conflict of interest.

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